Class 36 covers financial services & insurance in India's Nice Classification trademark system. If your business operates in this space, Class 36 is your primary or an essential trademark class. Search your brand free at tmpublicsearch.com before filing.
What Does Class 36 Cover?
- Banking services — deposit accounts, loans, credit cards
- Insurance — life, health, motor, property insurance
- Investment services — mutual funds, portfolio management, securities trading
- Real estate services — property buying, selling, rental, management
- Financial advisory and wealth management
- Mortgage and home loan services
- Currency exchange and foreign remittance
- Mobile payments and digital wallets
- Chit fund and NBFC services
- Microfinance services
- Cryptocurrency and digital asset services (emerging)
What Class 36 Does NOT Cover
- Accounting and bookkeeping → Class 35
- Financial software (the technology platform) → Class 42
- Tax advisory (legal component) → Class 45
- ATM machines as hardware → Class 9
Who Needs to File in Class 36?
- Banks and NBFCs
- Insurance companies
- Fintech startups — payments, lending, investment
- Mutual fund companies
- Real estate companies
- Wealth management firms
Indian Brand Examples — Class 36
| Brand | Class 36 Coverage |
|---|---|
| Paytm | Digital payments — Class 36 and Class 42 |
| PhonePe | UPI payments — Class 36 |
| Zerodha | Investment and trading platform — Class 36 |
| PolicyBazaar | Insurance comparison — Class 36 |
| Navi Technologies | Fintech — Class 36 |
Filing Fees — Class 36
| Applicant Type | E-filing fee |
|---|---|
| Individual / MSME / Startup | ₹4,500 |
| Company / LLP / Partnership | ₹9,000 |
Fintech companies often need both Class 36 (financial services) and Class 42 (technology platform/software). The financial service itself is Class 36; the technology platform delivering it is Class 42. Most fintech startups should file in both.
Search Class 36 Trademarks Free
Before filing in Class 36, run a thorough trademark public search. Use tmpublicsearch.com — select Class 36 in the class filter, enter your brand name, and review all existing registrations and applications.
Look for: identical marks, phonetically similar marks (marks that sound like yours), conceptually similar marks (marks with the same meaning), and marks in related classes that may cause confusion.
Filing in Class 36 protects your brand specifically for financial services & insurance activities. If your business spans multiple activities, you may need additional classes. Book a free consultation — our IP attorneys will advise which classes you actually need.
Frequently Asked Questions — Class 36
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